About Us

Our Purpose

Our mission is to provide affordable, best-in-class financial advice to DC professionals in their 30s and 40s.

How We Are Different

Focus On Professionals In Their 30s And 40s

We are laser-focused on helping professionals in their 30s and 40s maximize their money.

Comprehensive, Actionable Advice

Highly personalized financial advice addressing every facet of your financial situation.

Transparent Fee-Only Pricing

We do not sell products or get commissions.

One-Stop Shop

We have a network of experts we have vetted.

Our Team

We are CERTIFIED FINANCIAL PLANNER™ professionals. You are in highly capable hands.

Investment Expertise

We also have two Chartered Financial Analyst® (CFA®) charterholders in our team.

our financial advisory team

We give unbiased financial advice to help maximize your money and achieve your life goals.

Giving Back To Our Community

We are passionate about giving back to our community. We encourage each of our financial planners to dedicate a minimum of 20 hours per year of pro bono financial planning work. 

district capital management team

Our Core Values

Deliver Massive Value

We work hard to provide top-notch solutions to life's financial hurdles.

Make An Impact

We put the needs and priorities of our clients and our community first.

Listen Deeply & Speak With Care

We focus on listening first and being honest and transparent with our clients.

Meet You Where You Are

We take the time to understand your unique situation and help you reach your life goals.

Meet District Capital Management

We have 3 CERTIFIED FINANCIAL PLANNER™ professionals, one Accredited Financial Counselor®, and two CFA charterholders on our team. We will meet you where you are, act in your best interest, and help align your money with your values. We believe money is a tool to help you live your best life.

Kayla Welte - Financial Advisor

Kayla Welte, CFP®, ChFC®, AFC®​

Senior Financial Planner

Alvin Carlos - Financial Advisor

Alvin Carlos, CFP®, CFA​

Financial Planner & Managing Partner

Kateri Zhu - Financial Advisor

Kateri Zhu, MBA​

Financial Planner

Amy Spalding - District Capital Management

Amy Spalding, CFP®

Financial Planner

Becky Scherbring - District Capital

Becky Scherbring​

Administrative Assistant and Bookkeeping

Jessica Hanneman - District Capital Management

Jessica Hanneman​

Marketing Specialist

Andrew Kim - District Capital

Andrew currently manages the multi-billion dollar pension fund of a fortune 500 company. Prior to this, he was a Senior Investment Analyst at the National Railroad Retirement Investment Trust and a Senior Research Associate at Cambridge Associates. Andrew obtained his bachelor’s degree from Columbia University. Andrew is a proud father.

Andrew Kim, CFA​

Partner

Andrew currently manages the multi-billion dollar pension fund of a fortune 500 company. Prior to this, he was a Senior Investment Analyst at the National Railroad Retirement Investment Trust and a Senior Research Associate at Cambridge Associates. Andrew obtained his bachelor’s degree from Columbia University. Andrew is a proud father.

Tec Han - District Capital

Tec is the Chief Investment Officer of Vibrato Capital LLC, a private investment office that oversees both tax-exempt and taxable portfolios. He brings experience in institutional investment management. Prior to Vibrato Capital, Tec was a senior analyst for Clark Enterprises, the National Railroad Retirement Investment Trust and Cambridge Associates. Mr. Han graduated from Vassar College with a BA in Economics. He earned his MBA from the Johnson School of Management at Cornell University.

Tec Han, MBA​

Partner

Tec is the Chief Investment Officer of Vibrato Capital LLC, a private investment office that oversees both tax-exempt and taxable portfolios. He brings experience in institutional investment management. Prior to Vibrato Capital, Tec was a senior analyst for Clark Enterprises, the National Railroad Retirement Investment Trust and Cambridge Associates. Mr. Han graduated from Vassar College with a BA in Economics. He earned his MBA from the Johnson School of Management at Cornell University.

Andrew Kim - District Capital

Andrew currently manages the multi-billion dollar pension fund of a fortune 500 company. Prior to this, he was a Senior Investment Analyst at the National Railroad Retirement Investment Trust and a Senior Research Associate at Cambridge Associates. Andrew obtained his bachelor’s degree from Columbia University. Andrew is a proud father.

Andrew Kim, CFA

Partner

Tec Han - District Capital

Tec is the Chief Investment Officer of Vibrato Capital LLC, a private investment office that oversees both tax-exempt and taxable portfolios. He brings experience in institutional investment management. Prior to Vibrato Capital, Tec was a senior analyst for Clark Enterprises, the National Railroad Retirement Investment Trust and Cambridge Associates. Mr. Han graduated from Vassar College with a BA in Economics. He earned his MBA from the Johnson School of Management at Cornell University.

Tec Han, MBA

Partner

Kayla Welte - Financial Advisor

Kayla has been helping clients optimize their personal finances since 2009. With a background in financial counseling and education, Kayla is passionate about helping people prioritize and reach their financial goals. She is originally from a small mountain town in California, but currently resides in Colorado where she is raising her 4 children.

Kayla Welte, CFP®, ChFC®, AFC®

Senior Financial Planner

Alvin Carlos - Financial Advisor

Alvin Carlos, CFP®, CFA

Financial Planner & Managing Partner

Kateri Zhu - Financial Advisor

Kateri believes there are 3 things a person can do with money to improve their financial health: earn it, save it, and grow it. She’s most passionate about the 3rd – and making all three work to facilitate the life of her client’s design. She holds an MBA from The Wharton School at UPenn and is a Woodrow Speir Fellow for outstanding character, integrity, and leadership. She graduated from Duke University Phi Beta Kappa, Cum Laude, and Dean’s List with Distinction.

Kateri Zhu, MBA

Financial Planner

Amy Spalding - District Capital Management

Amy is passionate about financial planning and brings a wide variety of business and life experience to support client's goals and dreams. As a former corporate Commodity Buyer and Business Analyst for three Fortune 500 companies, she has 15+ years of success in procurement, contract negotiation, project management, business development, system optimization, training and business consulting. She is also a Registered Yoga Teacher (RYT). In her free time, Amy enjoys spending time in nature, reading, listening to a good podcast, volunteering and staying active through yoga, weights, walking and gardening.

Amy Spalding, CFP®

Financial Planner

Becky Scherbring - District Capital

Becky is an Army spouse who loves helping out our team as bookkeeper. She graduated from the University of Northern Iowa with a Finance degree and now stays busy with three children, sports, camping and travel.

Becky Scherbring

Administrative Assistant and Bookkeeping

Jessica Hanneman - District Capital Management

Jessica is an Army spouse who is originally from New Zealand. She graduated from the University of Auckland with a Bachelor of Commerce and has nine years experience in the marketing industry. She enjoys traveling, cooking, hiking and chasing her kids around.

Jessica Hanneman

Marketing Specialist

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