Everyone needs a comprehensive financial plan. It is your blueprint to a more secure financial future. It can help you save money, build your wealth, and achieve your life goals. Also, you don’t know what you currently don’t know, and we can teach you. Working with a trusted financial planner can be one of the best investments you’ll ever make, next to your education.
We are CFP® professionals, and thus can give you holistic advice. We do not sell products, and thus can give you objective advice. We are CFA charterholders, and thus can give you top-notch investment advice. We meet people where they are.
We have over 25 years of combined experience in managing multi-billion dollar institutional assets. Our financial planning guru is a CERTIFIED FINANCIAL PLANNER™ practitioner and two of our partners are CFA charterholders. The Chartered Financial Analyst® (CFA) credential is the most respected and recognized investment designation in the world, and the CFP® certification is a recognized standard of excellence for competent and ethical personal financial planning
We will talk to you about your goals and current financial situation, and request relevant data. We will analyze and evaluate your financial status, and develop and present our financial planning recommendations. We will help you implement your financial plan by checking in with you every quarter. You can email us anytime with questions or when your situation changes (salary raise, move to a new company, have a child).
Yes, all information that you provide us is kept strictly confidential.
We prefer to work with clients for at least twelve months. In our experience, it takes that much time to really incorporate the financial plan in our daily lives. After twelve months, clients can cancel anytime by giving us written notice. There are no cancellation fees. Upon termination, the client is entitled to a refund of any fees paid and not earned.
We will request relevant information (including your objectives, risk tolerance, time horizon), and deliver you an investment policy statement. We will open an IRA or investment account in your name, which you will have access to at all times. Our Investment Team constantly looks at market valuations and conducts investment manager research, and will make portfolio changes when the opportunity arises. We will check in with you at least once a year to see if your circumstances have changed.
Yes, receiving sage investment advice is only one piece of the financial security puzzle. In planning your finances, you might have questions like, “How can I stick to my budget? “How much do I need to save each month to retire comfortably? Should I rent out or sell my house after I move? How sure am I that my family is protected from financial catastrophes?” We can help you address these and many other concerns through comprehensive financial planning.