Pricing Calculator
Monthly Price: $550
Annual Total: $6600
+ Initial Planning Fee
If you’re a professional or entrepreneur living in Bethesda, Maryland, you already know the hard part isn’t earning money – it’s coordinating everything:
At District Capital Management, we help Bethesda-area professionals and families make confident financial decisions through fee-only, fiduciary financial planning. That means no commissions, no product sales, and no asset minimums. Just objective advice designed to serve your best interests.
Our advisors hold the CFP®, CFA®, and AFC® designations — bringing professional rigor and evidence-based insight to each plan.
Not all financial advisors are held to the same standard. Some are “brokers” who sell investment or insurance products and receive commissions. Others, like fiduciary financial advisors, are legally and ethically required to act in your best interest at all times.
When you work with a fiduciary like District Capital Management, you can expect:
Fee-Only & Fiduciary
We never earn commissions. Our recommendations are based solely on your needs and long-term interests.
Credentialed Advisors
Our team includes Certified Financial Planner™ professionals, CFA® charterholders, and an Accredited Financial Counselor®, ensuring deep expertise in every area of your plan.
No Asset Minimums
Many firms require large portfolios to work together. We don’t. Our focus is on people, not account balances.
Recognized Expertise
Our founder, Alvin Carlos, CFP®, CFA, was named one of Bethesda Magazine’s 2025 Top Financial Professionals!
Accessible, Ongoing Support
Each client receives structured meetings throughout the year, access to modern budgeting software, and continuous email support.
The right advisor is the one whose model aligns with your values and needs. Before you hire anyone, meet with more than one firm and compare:
Here are the questions I recommend asking:
To help, we’ve created a free guide: “10 Important Questions to Ask a Financial Advisor.” This resource helps you evaluate whether an advisor truly aligns with your goals.
If you’re looking for a trusted financial advisor in Bethesda, MD, we’re here to help. If you are motivated to work towards your dreams, schedule a complimentary discovery call today to see if we are a good fit for you and your family.
Individuals
$6,000 – $9,600
($500 to $800/month)*
$900 Initial Planning Fee
One-time, charged when you become a client
Couples
$6,000 – $14,400
($500 to $1,200/month)*
$1,500 Initial Planning Fee
One-time, charged when you become a client
*Exact price will be determined based on complexity, assets and income.
+ Initial Planning Fee
*Rental property, beneficiary IRA, income abroad, annuity, concentrated stock, student loan forgiveness, or major life change
The above fee calculator is for informational purposes only and is provided to give an estimate of actual fees. Actual fees paid may vary significantly depending on the nature and complexity of the engagement with the Advisor. Fee calculator outputs are general in nature based upon information input by users and should not be relied upon as investment advice or a guarantee of any actual outcomes.
We offer pro-bono financial planning for DC, MD, & VA individuals who earn less than $70,000 per year and have less than $70,000 in total assets.
A fee-only advisor is compensated directly by clients rather than through commissions from investment or insurance products. This structure reduces conflicts of interest and ensures that recommendations are designed in your best interest.
Fees vary by advisor and service model. Some charge a percentage of assets (AUM), while others — like District Capital Management — charge a transparent flat annual fee based on your financial situation.
No. District Capital does not require a minimum level of assets. We work with professionals and families regardless of portfolio size.
Fiduciary advisors typically provide retirement planning, investment management, tax strategies, debt management, and estate coordination. District Capital integrates these areas into one cohesive plan.
Yes. District Capital’s advisory team includes CFP® professionals serving Bethesda and the greater Montgomery County area. Our planners take a holistic, fiduciary approach to wealth management.
Start by confirming fiduciary status, checking professional designations (like CFP® or CFA®), and asking about fee structure. District Capital’s advisors meet fiduciary standards and provide transparent, research-driven guidance.
Schedule a discovery call. Ask about their experience, investment philosophy, and planning approach. District Capital offers complimentary 30-minute consultations to help you decide if our approach fits your goals.
Once a month, we send out financial tips and strategies to help you invest smarter, lower your taxes, and grow your wealth.
Join over 2,400 other readers who are making confident financial decisions.