Financial Planning

Personal Financial Planning

Our Financial Planning Services Can Help You:

Save for Your Life Goals and Dreams

We’ll use the 3 Kinder questions to draw out what’s truly important to you. Then we’ll develop a blueprint.

Optimize 401(k), IRA & Brokerage Accounts

We’ll apply the 3 building blocks of investing: smart diversification, matching risk tolerance, and lowering cost.

Lower Taxes

We'll look into whether Roth/Backdoor Roth IRAs, HSAs, Roth and After-Tax 401(k)s, etc. would benefit you.

Pay Off Student Loans and Other Debt

We'll look whether Public Student Loan Forgiveness, refinancing, or various debt payoff methods can advantage you.

Retirement Planning

We’ll make retirement projections so you can be on track to live your lifestyle after retirement.

Save for Your Child's College

We'll advise you on the best 529 plan to open, how much to contribute, and which investment is best.

What You Get

You will receive the following:

YEAR 1

Our Financial Planning Process

START HERE

Discovery Call

Schedule free 30-min video call to discuss your goals, concerns, and see if we are a good fit.

BECOME A CLIENT

Onboarding & Setup

Sign contract
Set up payment
Share financial information
Dig Deeper Session (optional)
Create financial plan

MEETING #1

Overview of Your Financial Plan

Overview of your financial plan, goals, and net worth
Discuss major near-term action items
Discuss cash flow plan for savings goals

MEETING #2

Investments & Retirement

Retirement projections
Discuss retirement savings & market investing
Rebalance 401(k)s, IRAs, and investment accounts
401(k) rollover gameplan, if applicable
IRA contributions
Automate monthly investments

MEETING #3

Taxes, Debt & Credit

Optimize tax withholdings
Debt reduction strategies
Credit score tune-up

MEETING #4

Insurance & Estate Planning

Discuss strategies to protect your assets and how to pass them efficiently to your loved ones

OPTIONAL

Special Topics*

College Savings
Buying Vacation Home
Real Estate and Rental Property Investing
Stock Compensation (RSUs, ESPP, stock options)
Career Change
Starting a Business
Refinancing

*When relevant or upon request, these topics can be covered during our scheduled meetings.
Note: The meeting topics presented above are examples. Actual meeting content & sequence will be customized based on the Client’s needs.