District Capital Management Financial Planner near me

Financial Planning

What You Get

You will receive the following:

Financial Planner near me

Year 1

The District Capital Process

Our Financial Planning Process

START HERE
START HERE

Discovery Call

Schedule free 30-min video call to discuss your goals, concerns, and see if we are a good fit.

BECOME A CLIENT
BECOME A CLIENT

Onboarding & Setup

Sign contract
Set up payment
Share financial information
Dig Deeper Session (optional)
Create financial plan

MEETING #1
MEETING #1

Overview of Your Financial Plan

Overview of your financial plan, goals, and net worth
Discuss major near-term action items
Discuss cash flow plan for savings goals

MEETING #2
MEETING #2

Investments & Retirement

Retirement projections
Discuss retirement savings & market investing
Rebalance 401(k)s, IRAs, and investment accounts
401(k) rollover gameplan, if applicable
IRA contributions
Automate monthly investments

MEETING #3
MEETING #3

Taxes, Debt & Credit

Optimize tax withholdings
Debt reduction strategies
Credit score tune-up

MEETING #4
MEETING #4

Insurance & Estate Planning

Discuss strategies to protect your assets and how to pass them efficiently to your loved ones

OPTIONAL
OPTIONAL

Special Topics*

Education and college savings, 529 plans, UTMAs, etc.
Real estate and rental property investing
Buying a vacation home
Stock compensation (RSUs, ESPP, stock options)
Solo 401(k)s, SEP IRAs, SIMPLE IRAs
Starting a business & incorporating, e.g., LLC, S Corp, C Corp
Career change
Refinancing

*When relevant or upon request, these topics can be covered during our scheduled meetings.
Note: The topics presented above are examples. Actual meeting content & sequence will be customized based on the client’s needs.

Year 2 And Beyond

The District Capital Triannual Process

Winter

Winter Items

Achieved last year's goals?

Track net worth growth

Goal for New Year

Latest retirement projections

Change 401(k) & IRA contributions

Update monthly auto investing in brokerage

Spring

Spring Items

Rebalance 401(k)/IRA

Check tax return; adjust W4 witholdings

PSLF certification

Insurance review

Identity theft protection

Fall

Fall Items

Open enrollment decisions (medical insurance, FSA, HSA)

529 projections

Update 529 contributions

Roth conversions

Decide on RSU/ESPP shares

Estate planning tasks

The Value of Financial Planning

Quantifying The Value Of Financial Planning Advice

the value of financial planning
*Value is deemed significant but too unique to each investor to quantify.
*If you have any questions regarding the criteria and assumptions above, or the risks and limitations of these metrics, please email us.

Financial Planning Pricing

Annual Advisory Fee​

Financial Advisor Fees

Individuals

$3,540 – $6,000

($295 to $500/month)

Financial Advisor Cost

Couples

$4,500 – $9,600

($375 to $800/month)

We offer pro-bono financial planning for DC, MD, & VA individuals who earn less than $56,000 per year or families who earn less than $75,000 per year.

Schedule a free discovery call today​