Why DCM

1) Focus On Middle And Upper-Middle Class Professionals

There’s a dearth of options for affordable AND top-notch financial advice for middle/upper-middle class professionals. Many financial advisors target the wealthy. Or give ‘free’ advice after selling you insurance you may or may not need. Some financial advisors may serve the middle class, but don’t bring the right mindset to the table/but charge exorbitant fees.

In contrast, we’re laser-focused on helping middle and upper-class professionals in their 30s and 40s optimize their finances and facilitate the life of their dreams/choosing.

2) Your Goals Are Our Goals

As fiduciary financial planners, our only objective is to do what’s best for our clients.

We do not receive commissions from financial third parties, so you can sleep soundly at night knowing that your interests are our only interests. When we provide financial advice, we do it because we genuinely believe it’s a good fit for you and your lifestyle.

Most financial advisors are not fiduciaries. In 2015, a government study estimated that backdoor payments and hidden fees lead to $17 billion of losses every year for middle class families.

We sworn a fiduciary oath to act in your best interest. Since we have no conflicts of interest, we’re able to craft your plan with the best options available in the market.

3) Strong Credentials

You’ll work with a dedicated CERTIFIED FINANCIAL PLANNER™ professional or Accredited Financial Counselor®.

Our investment team has the Chartered Financial Analyst (CFA®) designation – one of the highest distinctions in the investment management profession.

Our investment team’s ear is close to the ground. Our two partners manage a family foundation and a multi-billion dollar pension fund, and meet with investment analysts across the nation regularly. We bring this insight and Wall Street knowledge directly to you.

4) We Meet You Where You Are

You don’t have to worry about how much money you’ve saved or any past mistakes. We will listen to you to understand where you are in your financial journey and help you achieve your financial goals.

We’ll get you on a path to greater wealth, regardless of your personal finance history. And trust us, after working with hundreds of clients, we can confidently tell you: There’s always something to be done to put you on a better path to wealth.

5) Access To Our Super Network

We started our financial planning business out of our nation’s capital, Washington, D.C. We have a vast network of excellent professionals in DC, Maryland and Virginia.

Need a trust-worthy realtor and lender? We’ll connect you to one we’ve vetted and would personally use. In our Rolodex: CPAs, estate planning attorneys, property manager, mover, insurance broker, catering, and more.

While we are based in Washington, D.C, we are a virtual firm and we work with clients nationwide. So even if you reside in other states, we will help you find the best professionals in your area.

6) Common Values

What are you passionate about? We want to understand what is important to you and what your values are. Are you concerned about climate change? We can recommend fossil fuel free funds for you. Do you feel called to incorporate social justice in your financial decisions? We can point you towards socially responsible financial vendors. Your values are important to us.

7) Transparent Fee-Only Pricing

We are a fee-only financial planning firm. We offer comprehensive financial advice and investment management services for a set fee. There are no hidden costs or commissions.

Our fees are very transparent so you know exactly what you are paying. Because we are independent and not tied to a specific financial institution, we can provide a wide array of financial solutions available from the marketplace.

As a fee-only financial planner who has sworn a fiduciary oath, we will provide you with full transparency and act in your best interest.

Why Choose Us

More about District Capital

Why Hire A Financial Advisor?

99% of Americans do not have a financial advisor. Are you better off really not having one, or are you missing out?

Our Investment Philosophy

A financial advisor can guide you towards actions that add value, regardless of what the market does.